Monday, September 7, 2009

HOW Much Difference?

I have been trying to find out what the prices of my prescriptions would be at WalMart, where most everyday items are less expensive, vs. CVS, which is more convenient to my home.

Both pharmacies would quote the "list price" for drugs but not the prices I would pay with my Medicare drug insurance policy. I am in what is called the "doughnut hole" which means I and the insurance company have spent more than $2700 this calendar year and I no longer qualify for insurance coverage--but I still pay less than "full price" for prescriptions due to the pharmacies' contracts with the insurance company. The only way to see what I would be charged is to have the prescriptions filled at WalMart. So I did.

For 4 prescriptions at a total price of just over $345, the difference between WalMart and CVS was $1.21--definitely not enough to pay for travelling an extra 6 miles and spending an extra 20 minutes picking them up! All generic prescriptions do not fall under the advertised $4 price at Wally World, so I actually paid more for one generic than at CVS.

So next month I will switch back to CVS. What an exercise in futility and time wasted!

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